If your business is involved in any of the following sample trades then at some point you will either be enquiring to take up a new policy or renew an existing policy that is adapted to road risk Insurance and traders with premises.
Sample Trades;
Buying and selling cars
Vehicle delivery
Motor Mechanics
Valeters
Tyre Fitters
Vehicle Delivery
Plus many more
As you can see there is a variety of different sectors within the Motor Trade Industry. So finding the right Insurance Company to provide you with a policy that is adapted to the specific needs of your business could save you a lot of hassle and disruption if you get it right today.
Take a long hard look at the activities that your business is involved with and consider which of those could potentially land your business in trouble without the correct type of insurance.
For example, if you sell and buy cars you may very well need to have demonstration cover. If you repair vehicles then you will not need this type of policy but one that’s suited to cover you or you employee to test drive a vehicle after repair. One of the biggest mistakes made by Motor Traders is that they think that a Motor Traders Policy gives them right to drive any car. This is not strictly true and you must be sure that your policy covers you in whatever activities your business is involved in.
Search around for the best deals, there are a plethora of Insurance Brokers offering great prices for traders insurance policies, but always remember to read the small print and make sure you know exactly what your Policy covers you for.
